law, money, social media, true crime, YouTube

Catching up on the news, and Fundie Fridays takes on Dave Ramsey…

Hoo boy… there’s so much I could be writing about this morning. Bill got home last night and had a joyous reunion with the dogs. That was seriously adorable, and I got it all on video.

Arran had been waiting patiently in the foyer for Bill every night of his trip. He’d go downstairs at about 5:00, and hang out for a couple of hours, then forlornly come back upstairs and join me. They were finally reunited last night! Noyzi was just as delighted to see Bill as Arran and I were. Notice I have “Foreplay/Long Time” by Boston playing.

I put up all our Christmas stuff a couple of days ago, because I just wanted to get it over with. Thursday is vacuum day, and the Christmas trees always make a mess. I knew I wouldn’t want to have to deal with the trees on Thanksgiving, nor would I want to vacuum twice in a week, because, I hate vacuuming with a passion. Also, as much as I love Bill, he has a tendency to get in the way when I’m decorating. So I decorated on Thursday, and now our house looks all festive and pretty. I know it’s early, but fuck it… it’s my house. I like the lights, and the trees make my living room more full.

Kyle Rittenhouse gets off…

As I predicted, Kyle Rittenhouse got acquitted of all charges he faced regarding his poor decision to bring an AR-15 to a protest. He won’t be going to state prison for killing two men and wounding one. However, I have a strong feeling that his legal woes aren’t over. I’ll bet he gets sued for wrongful death. I heard a rumor that the Department of Justice might decide to try him for crossing state lines with a weapon… although I think I would be surprised if they did that. And, even if his legal problems end, I suspect he and his family will be harassed.

Kyle Rittenhouse is now someone that people either love or hate. There are right wingers who champion him. But there are other people who would like to see his head on a platter. And then there are many other people who are just plain apathetic, and will be glad to see this particular bit of news go stale. I think Kyle will be in the news for awhile, though, because I’ll bet he gets death threats. Even though he scored a victory, of sorts, I would not want to be him for anything.

I think about all of the adolescent boys I’ve known over the years… they get this surge of machismo, which I’m sure is biological. They want the hot cars, sexy women and, if they’re into guns, they want the biggest and baddest. They have romanticized ideas about how things will play out, and they lack the maturity to understand that life isn’t a movie set. I think the adults in Kyle’s life really failed him. He could have used someone older and wiser– older than his 18 year old buddy, that is– explaining to him why he didn’t need to be in Kenosha with a gun, trying to be an EMT or the police or whatever.

I know my view isn’t popular, especially among liberals, but personally I think the verdict was mostly appropriate. Kyle Rittenhouse certainly had no business being where he was, and he should not have been carrying a weapon. But the evidence showed that the people he killed were not necessarily good actors themselves. I think it could have very easily gone the other way, and Kyle could have been the one who was killed that day. I do think he should have been convicted of at least one of the charges, and gotten a little bit of prison time, but the prosecution was probably too zealous in the seriousness of the charges they levied against him. They wanted to nail him and make him a poster child, and the facts simply didn’t bear up well enough for them to succeed.

Moving on…

Some regular readers might know that I like to watch Fundie Fridays, which is a YouTube channel in which the hosts, Jen and James, make videos about fundie Christians and related topics. Jen often does her makeup while she discusses these things. I like Jen a lot. I think she’s funny, and I am amazed by how good she is at doing her makeup. I’ve always done my makeup the same way, ever since I was a teenager. And that’s when I can be bothered to wear it!

Every once in awhile, though, her boyfriend James tackles a topic. Or, maybe he just joins his girlfriend on one of her videos. I like him, too. They’re both very engaging on camera. I hate being on camera myself, so I admire that they’re so good at what they do, and they’ve managed to marry a compelling subject like whackadoodle fundie Christians with putting on makeup. It’s a great idea, since both subjects seem to be very interesting to other YouTube viewers.

Last night (or maybe just yesterday, since I’m probably several hours ahead of them), Jen was “busy” tending to her island in a video game. James made a video about Dave Ramsey. I thought it was excellent.

I love the fact that Jen and James are willing to wade through all the cringeworthy crap put out by Dave Ramsey and his ilk and put it together in such an entertaining way.

Seriously, I really think this video is well done. I liked the way James broke down how people used to bank. For instance, he mentions that back in the 70s and 80s, a lot of people had “hometown banks” that were independently run, and loan decisions were made by people in the community. I remember doing that myself.

For several years, I banked at locally owned Peninsula Trust Bank, which was a very small chain in my area of Virginia. It was a great bank– very personal and friendly, and I appreciated the local touch! But alas, like so many other small town banks, it eventually got obliterated by one of the humongous chains that have made local banking a thing of the past. Hell, now I bank with PenFed and USAA, and have no personal relationship with my bank at all, other than to lament about how they’re much too quick to lock down my credit cards when I make a (rare) purchase.

In any case, Dave Ramsey’s issues with financial disaster, before he became a wildly successful Christian financial guru, were partly brought on by the fact that small banks used to be popular. According to the Fundie Fridays video, Ramsey’s small town bank got taken over by a much larger, less personal bank. Ramsey, who was very young to be in the real estate business, owed a whole lot of money. The small bankers were willing to trust him, based on his parents’ successful business and their good name. The larger bankers weren’t, and they called in the loan. He couldn’t repay it within 30 days, because the loan was in the millions. That caused Ramsey to go through financial ruin.

Then, like a Christian phoenix, rising from the ashes, Ramsey became “born again”. He started following Biblical principles to get himself out of financial trouble. He claims they worked for him, and now he’s very wealthy and known all around the world. Lots of people love him. Others, like me, think he’s a verbally abusive, hyper-controlling, narcissistic creep. I ranted about him myself some months ago.

You see, Ramsey doesn’t just preach about financial habits to his followers. He also seems to think he has the right to dictate how they live their personal lives. As James from Fundie Fridays points out, Ramsey might even have a point when he says that a person who will cheat on their spouse will probably also cheat in financial matters. However, I doubt that Jesus would be okay with Ramsey’s habit of abusing and disparaging people who don’t dance to his tune. I think Ramsey’s behavior is often distinctly unChristlike. He says Christians should be “cheerfully generous” in giving their money… but I would submit that Jesus would also want people to be generous in how (or whether) they judge, and ultimately treat, other people.

So anyway…. I think you should watch the above video if what I’ve written sounds intriguing to you. I think James did a great job covering Dave Ramsey, and I hope he does more videos. I love watching Jen’s videos, too, but it was a nice change seeing and hearing from her boyfriend, and they make a great team.

And finally…

There’s still more I could write about this morning. Like, for instance, how it’s impossible to leave a comment on a Facebook news article and not either get hit on by some roving creep with one Facebook friend, or have some stranger put words in your fingers and try to lure you into an argument. I did get hit on by a creepy Facebook dude, who was apparently looking for people to scam. I politely told him to fuck off, and happily, he did.

Things were going swimmingly, until some other guy came along and posted about people with “blood on their hands”. He mentioned me in his comment, and compared Europe to Texas and Florida. Having been to both of those states, I disagreed with his assessment. Europe is nothing like Texas or Florida, even in terms of COVID.

He came back and jumped on me, starting his comment with “Are you telling me that…” and more emotional posturing. I was immediately annoyed, because the comment was several hours old; Bill had just come home; and I just had no desire to get into a Facebook argument with a stranger looking for a fight. I left a longer comment explaining myself, prefacing it by writing “I never said that.” And then I ended it with, “There’s no need to get snippy with me. I was simply commenting on a news article. The COVID-19 situation is not my fault.” He tried twice more to get to me to respond, but I ignored him, because Bill’s home and we were tired… and who’s got the time or inclination to argue with some stranger on Facebook?

I do think it’s a shame, though, that we can’t have calm, rational, sane discussions on social media without it turning into something nasty and uncivilized. I get that people are frustrated, pent up, and angry about a whole lot of things, from COVID-19, to Kyle Rittenhouse, to Dave Ramsey’s bully tactics. But that’s no reason to be rude to a perfect stranger’s painfully neutral comment on a news article. I know that will never change in my lifetime, though, so I probably shouldn’t engage regardless.

So ends today’s blog post. I hope you have a great Saturday, wherever you are… and the news of the world isn’t too distressing.

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celebrities, condescending twatbags, narcissists

Let’s talk about Dave Ramsey…

Dave Ramsey… that’s a name I’ve heard bandied about in fundie Christian circles. Before this morning, I didn’t know much about him. I’d heard a little about what he does. He’s a Christian financial guru. I probably first heard about him from the Duggar family– Jim Bob and Michelle Duggar, specifically– who used to tout their theories on how to stay out of debt and raise a humongous “quiver full” of children who would grow up to be God fearing, tithe paying Christians.

While religion is not supposed to be tied to politics, it often is. Fundie Christians have huge families, in part, so that they can make more voters who have been trained to vote for political candidates that champion their religious beliefs and make laws that favor Christianity. Dave Ramsey appears to be one of those people. He’s made a career out of courting Christians and recruiting them into his financial programs.

I don’t actually know too much about the quality of Dave Ramsey’s financial advice. I have read that some people like his budget plans. However, after reading an article about him this morning, I’m reminded an awful lot of another famous person who was recently in the news… Tom Cruise. Cruise, as we all know, is famously devoted to the Church of Scientology. He’s also quite narcissistic and abusive, as evidenced by his recent verbal tirade that put him in the news a couple of months ago. I’ll get to why Dave Ramsey reminds me of Tom Cruise in a minute.

Dave Ramsey is in the news this morning because he has said that he doesn’t agree with giving people stimulus checks to help them through the pandemic. Dave Ramsey said on Fox News, “If $600 or $1400 changes your life, you were pretty much screwed already.” He continues, saying “That’s not talking down to folks. I’ve been bankrupt. I’ve been broke. I work with people every day who are hurting. I love people. I want people to be lifted up, but this is, again, it is just political rhetoric,”

Probably because of Ramsey’s comment on Fox News, someone in the Duggar Family News group shared an illuminating article about people who have worked for Dave Ramsey’s company, Ramsey Solutions. It’s said that the company is run more like a church than a company, and being employed there means giving up a lot of privacy. Ramsey reportedly has a lot of dictates about his employees’ personal lives. People have been fired, for instance, because of things their spouses post on social media. In fact, according to the article, when a person is considered for a job working for Dave Ramsey, their spouses are also interviewed. Why? Because Dave wants to make sure no one is “married to crazy”. He says being married to crazy means that employees won’t be at their best. According to Ramsey’s Web site:

“When hiring someone, you are employing more than just the person… You’re taking on the whole family. And when they are married to someone who is domineering, unstable or simply full of drama, you’ll end up with a team member who can’t be creative, productive or excellent.”

I don’t know about you, but I don’t want to be judged for jobs that my husband takes. It was bad enough being an Army wife, which has really affected my life a lot. When my mom was an Air Force wife, back in the 60s and 70s, she was often judged as much as my dad was, when it came to promotion decisions. I remember hearing that my dad was once passed over for a job because the leadership didn’t think my mom was a good enough hostess. Thankfully, those days are mostly over in the military community. I think that nowadays, maybe the only people whose spouses might be judged are those who are going to be Generals. Ramsey’s running a private company, so I guess if his employees don’t have a problem with him running their private lives, it’s perfectly legal. But it sure doesn’t seem right.

Ramsey is being sued by a former employee after she was fired for having premarital sex, which is against company policy. Ramsey, angry about being sued, yelled at his remaining employees at a company meeting:

“I am sick of dealing with all this stuff,” Ramsey bellowed, according to a recording obtained by Religion News Service. “I’m so tired of being falsely accused of being a jerk when all I’m doing is trying to help people stay in line.”

Right… but who appointed Dave Ramsey as the person who has to “help people stay in line” in their private lives? Reading that quote by Dave Ramsey reminded me a lot of Tom Cruise, both when he screamed at his employees back in December… and back in 2008, when he famously said this:

“Being a Scientologist, when you drive past an accident it’s not like anyone else. As you drive past you know you have to do something about it because you know you’re the only one who can help,”

It sounds to me like Dave Ramsey and Tom Cruise are similar in their beliefs that they’re the ones who ought to be in charge. However, unlike Cruise, Ramsey isn’t taking the pandemic seriously. He thinks people who would rather work at home to avoid getting sick are “wusses”. While Tom Cruise screamed this to his employees about COVID-19:

“They’re back there in Hollywood making movies right now because of us. We are creating thousands of jobs, you motherfuckers,”

“I don’t ever want to see it again! Ever!,” he rages. “If I see you do it again, you’re fucking gone.”

“And if anyone on this crew does it, that’s it — and you too and you too. And you, don’t you ever fucking do it again.”

Dave Ramsey says this to his customers and employees:

“You would think that the black plague was coming through the U.S., listening to people whine,” he told his audience. “You guys have lost your mind out there.”

“We have people calling in, they are wanting to cancel stuff for a live event in May — let me tell you how much of your money I am going to give you back if you don’t come for the coronavirus in May,” he said. “ZERO. I am keeping your money. You are a wuss.”

And yet, Dave Ramsey doesn’t let his employees think for themselves. He doesn’t practice what he preaches when it comes to minding one’s own business.

The messages are different, but the disrespectful, snarky, directive tone is very much the same. It’s abusive and mean-spirited. And again, even though Ramsey isn’t giving a paycheck to the spouses of his employees, the spouses are expected to toe the line as much as the employees are. They aren’t supposed to have credit cards, and their social media posts are monitored. One former employee’s wife who suffers from asthma and worries about COVID-19 posted this on Facebook:

“Jon’s company [Ramsey Solutions] wants to bring all 900 employees back asap when a majority can do their work from home… I do *not* understand how people don’t see we are setting ourselves up for a huge second wave. Ugh, people make me so angry.”

“Jon” was soon called by a supervisor, who chastised him for his wife’s Facebook comment. The wife of a co-worker had screenshot the comment and sent it to their boss. And yes, Jon was fired for it. On his way out, he was offered $18,000 in severance pay if he and his wife would sign a nondisclosure agreement and promise not to ever say anything derogatory about the company. To their credit, the couple chose not to sign the agreement. They have had to rely on the generosity of friends and family members to help them survive during the unemployment. Meanwhile, Ramsey’s legal goons are still trying to silence them by sending cease-and-desist letters.

When an anonymous employee sent a letter of complaint to the Occupational Safety and Health Administration (OSHA) for Ramsey’s failure to take precautions against COVID-19, Ramsey’s response was to berate his entire staff, calling them “morons”. First, he complained that the pandemic was ruining his golf game, then he reportedly said:

“So whoever you are, you moron, you did absolutely no good, except piss me off,” he told his staff. “You are not welcome here if you are willing to do stuff like that. If you are really scared and you really think that leadership is trying to kill you … please, we love you. Just leave. We really don’t want you here.

After warning his employees not to complain to anyone outside the company about the working conditions, he continued:

“If you really think the people here are evil, bad people and you think that you can effect change by reaching outside of here, you are wrong… And you are not welcome.”

Then, against the advice of his board not to speak about the OSHA investigation, Ramsey went on:

“I love this place and I really don’t want any morons here.” If he found out the person’s identity, he threatened,I will fire you instantaneously for your lack of loyalty, your lack of class, and the fact that you are a moron and you snuck through our hiring process, And then he reiterated that he “loves” his employees and Ramsey Solutions is the “best” place to work in the entire world. It’s also a place where your boss tells you he loves you as he calls you a “moron” and threatens you.

Ramsey supposedly “loves” his employees. But he calls them “morons” and tells them they aren’t welcome if they have a legitimate complaint or concern about workplace safety. Seems strange to me… but also familiar. Because after Tom Cruise screamed at his employees in December, he said something rather similar:

“That’s what I’m thinking about. That’s what I’m doing today. I’m talking to Universal, Paramount, Warner Bros. Movies are going because of us. We shut down, it’s going to cost people their fucking jobs, their homes, their family—that’s what’s happening. All the way down the line. And I care about you guys. But if you’re not going to help me, you’re gone. OK? Do you see that stick? How many meters is that? When people are standing around a fucking computer and hanging out around here, what are you doing?

Now… it’s not that I don’t think Cruise had a right to insist on proper COVID-19 protocol. My issue is with the extremely disrespectful way he addressed his staff. He called them names. He swore at them. He threatened them. That is verbal abuse. Dave Ramsey does the same thing, for the opposite cause. But they’re very much the same in terms of how they deal with people. They treat them very much as if they’re objects who don’t deserve the most basic of respect. That’s what narcissists do, and I speak from experience when I say that being in an environment like that will take its toll. I definitely wouldn’t consider a fear based workplace where people are pressured to shut up and color the “best” workplace in the world. Far from it.

Ramsey’s company also has a policy against gossip. Gossip is defined by Ramsey as “when you discuss a negative with anyone who can’t solve the problem.” He fires people who “gossip”. Below is a famous Ramsey rant about gossip. Just listening to this, and Ramsey’s mocking tone, is kind of triggering for me.

On the surface, this doesn’t sound bad… until you realize that you can’t even vent about this to your spouse or a friend without risking your livelihood. It’s very controlling and abusive.

Many employees supposedly love the culture of Ramsey’s company. People are reportedly helpful and kind… until someone has a criticism. And then, Ramsey reportedly goes on a rampage to find out who is complaining. He even goes as far as to offer “bounties” to those who are willing to snitch. It sounds a little culty and East German-ish.

Ramsey also preaches a lot about Judeo-Christian values. He reportedly goes as far as to fire people for adultery and being pregnant outside of marriage, claiming that people have violated the company’s “righteous living” code. And yet, I see him writing and hear him saying things like “Don’t let the door hit you in the ass.” and “I’ve got a right to tell my employees whatever I want to tell them. They freaking work for me.” That doesn’t sound very “Christlike” to me. It sounds controlling and abusive.

Unfortunately, Tennessee, where Ramsey Solutions is based, is an “at will” employment state. So Ramsey is within his legal rights to fire people for almost any reason. He has a lot of fans, too. Like Tom Cruise and Donald Trump, Ramsey has charisma and people are drawn to that, even if that magnetism includes a helping of narcissistic abuse.

Well… before this morning, I didn’t really have much of an opinion about Dave Ramsey one way or another. Maybe his plans do help people get control of their finances. But I don’t find him to be a likable person, and I think I would hate working for him. I sympathize with those who are trying to take action against his policies. He seems to delight in being the “boss” of his employees, telling them what they can and can’t do, even when they’re off the clock. It’s hard to escape such an environment, particularly when there’s a pandemic going on and jobs are scarce. And so, people who are legitimately frightened of getting COVID-19 have to suck it up and drive on, maskless, because wearing a face mask indicates that God isn’t in control. It doesn’t matter that the virus has spread through the company and people, in general, are getting sick and dying of the virus.

If you try to use your own free will to protect yourself, Dave Ramsey doesn’t want you to work for him. Working for him apparently means your ass is his, on or off the clock. No thanks. I’m an adult and can make my own decisions. And… as Bill and I found out, I can even get us out of debt without Dave’s financial plan. So I don’t have to buy what he’s selling.

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